Background of the Study
Financial planning is critical for the success of Small and Medium Enterprises (SMEs), as it helps businesses anticipate and manage cash flow, control costs, and plan for growth. Effective financial planning can increase the chances of survival and profitability. This study will evaluate the financial planning practices of SMEs in Adamawa State, focusing on how these practices influence business performance and sustainability.
Statement of the Problem
Many SMEs in Adamawa State struggle with poor financial planning, which leads to inadequate cash flow management, inefficient cost control, and an inability to plan for long-term growth. The study aims to evaluate the financial planning practices of SMEs in the state and assess their impact on business success and sustainability.
Aim and Objectives of the Study
Aim: To evaluate the financial planning practices of SMEs in Adamawa State and their impact on business sustainability.
Objectives:
Research Questions
Research Hypothesis
Significance of the Study
This study will provide valuable insights into the financial planning practices of SMEs in Adamawa State and their role in business success. The findings will help identify best practices and highlight areas where SMEs may need support to improve their financial management.
Scope and Limitation of the Study
The study will focus on SMEs in Adamawa State. Limitations may include difficulties in accessing financial data and varying levels of financial planning among different types of SMEs.
Definition of Terms
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